On February 7, 2018, this company was sued by the Federal Trade Commission for practices related to their student loan debt relief operation. The United States District Court entered a Preliminary Injunction Order on November 29, 2018, and appointed a Receiver to take possession and control of American Financial Benefits Center d/b/a AFB and AF Student Services, AmeriTech Financial, and Financial Education Benefits Center. The Receiver has suspended operations and is now conducting a review of the businesses.

We recommend that you immediately contact your student loan servicer. A list of student loan servicers can be found at: For free information about repaying your federal student loans, go to

The Receiver has established a webpage with information about the lawsuit which will be periodically updated.

A Letter From AFBC

For many college students, the cost of education necessitates the use of student loans. You reason with yourself that the debt is fine, you are investing in yourself, and you will have no problem making the monthly payments after college. After graduation, you are filled with optimism about your accomplishment and the potential your future holds.

We all have dreams after college. Your dream might be to start a small business and find success. Or it might be to land an entry level job and climb to the top. However, you likely had to place your dream on hold as the real cost of your education sank in.

You are unable to save or borrow money to pursue your dream career, purchase a home, or even pay for most of the basic necessities in life. Your monthly student loan payment requires the majority of your net disposable income. You feel trapped in a vicious cycle of debt that limits your otherwise limitless potential. With a degree in hand, you face an economy stacked against you and wonder what you are going to do next. So like most college grads, you go to work doing different jobs trying your hardest to pay off your crippling debt.

If that’s a familiar story, it’s because it’s a common one. We hear it all the time.
At American Financial Benefits Center we believe the pursuit of formal education should empower people, not hinder them.

As a student loan borrower post-graduation, there are four things you’ll need to have to effectively manage your student loan debt.

  • A detailed understanding of your financial, budgetary, household, and professional status as it relates to the different programs available.
  • An in-depth and detailed understanding of the existing programs you may qualify for, their advantages and disadvantages, and how they directly apply to your specific student loan situation.
  • Pertinent student loan industry information, program modifications or changes, and foreseeable government action relating to student loan borrowers.
  • Proper document preparation for specific federal programs, strategically targeted form submission timelines, and status updates for the programs applied for through the Department of Education.
Currently, the national student loan debt is $1.44 trillion and growing each year. It is the second largest debt in the United States next to mortgages. With no resolution in sight, it truly is the next financial crisis facing our great country.

With AFBC’s services at your disposal, you will have a fresh start down the path of financial freedom and once again feel empowered by your education – instead of trapped by it.
You will never receive a “cookie-cutter” solution to your student loan needs because we recognize that each client’s situation and needs are very different. With our experience and know-how, we will customize a solution to your specific financial and student loan goals. We will provide you with all of the tools and resources necessary to properly manage your student loan debt, so your student loan debt no longer manages you!

We want to thank our valued clients for their business and their support of American Financial Benefits Center’s mission to help. It is our honor to earn your endorsement, confidence, and faith in our company. If you feel there is any way for us to improve our service or if you have other suggestions, please feel free to contact us at 1-800-488-1490 or by email at [email protected].

Warm Regards,

The American Financial Benefits Center Team

Minimize Your Student Debt!

Are you looking for help with your student loan debt? Please fill out the form below to have one of our counselors contact you.

If you are an existing client of AFBC, contact us at: Ph. 1-800-488-1490 or [email protected]
Monday - Saturday 8am - 5pm PST

Estimated Federal Loan Balance:

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AFBC Client Testimonials

Before I called Robert I was always worrying and crunching number about how I was going to pay off all my loans and not continue to throw money down a rat hole, like student loans make you do. With Robert and this organizations help I’m basically wo…

Adam J., Nashville, TN