On February 7, 2018, this company was sued by the Federal Trade Commission for practices related to their student loan debt relief operation. The United States District Court entered a Preliminary Injunction Order on November 29, 2018, and appointed a Receiver to take possession and control of American Financial Benefits Center d/b/a AFB and AF Student Services, AmeriTech Financial, and Financial Education Benefits Center. The Receiver conducted an investigation, issued a report to the Court, and has permanently suspended operations of the businesses.

We recommend that you immediately contact your student loan servicer. A list of student loan servicers can be found at: For free information about repaying your federal student loans, go to

The Receiver has established a webpage with information about the lawsuit which will be periodically updated.


“I am able to get ahold of my first contact person (Holly), at any time. They have been super easy to work with. They take the time to explain everything to me and they are patient with me when they have to re-explain.”
Vickie L Grand Island, NE
“Christine has been the best in helping me out!!!!!!!”
Jessica S. Las Vegas NV
“Christine Moore and AFBC have been really great in dealing with my student loan. She explained the process and followed through on every step. I know that I have made a good choice.”
Dinah M. Portales, NM
“I figured I am going to DIE before I pay off my loan so what the heck. I called!!! AWESOME AWESOME AWESOME!!!!!!!!!!!!!!!!! IT IS FOR REAL!!!!! Customer service was OUTSTANDING!!!”
Julie D. Sacramento, CA
“She makes me feel extremely comfortable and welcome to call her anytime I have any question or concern regarding my loan forgiveness process. I am so thankful I was referred to Christine by my husband’s boss thank you for all your hard work! You are greatly appreciated.”
Katelynne J. Palm Coast, FL
“Before I spoke to Robert I had no idea how I was going to pay for student loans. I worried all the time about it. Now the worries are gone. I know it’s all taken care of and I have payments I know I can afford.”
Lindsay S. Independence, KY
“Thanks for your help Christine!!!! I tell everyone I know about AFBC and give them your direct extension as I know they will receive top notch service”
Shaun C D. Girard, PA
“It was a simple pain free process that I would be more than willing to extend to anyone of my acquaintances facing similar issues. I want to thank them for the work they are putting forth on my behalf and look forward to the savings and freedom they are extending towards me in the future.”
Zachary S. M. Midlothian, VA
“My student loan debt was so high that I never imagined that I could get the loan amount and payment amount decreased and eventually forgiven. So very thankful I made this call and Kattie explained it all so well. Thank you Kattie and AFBC, I can finally see light at the end of the tunnel.”
Pam H. Tuscaloosa, AL
“This was the best customer service (over the phone) that I have experienced so far. He answered all of my questions and remained polite and patient throughout the whole conversation! Thanks Greg! = )”
Kathryn N. Westfield, MA
“Without her support and guidance, I probably would have just “blown off” any attempt and left things as they were. She was always upbeat and encouraging; it became a pleasure to speak with her.”
Rachel H. St. Amant, LA
“I have to admit I was really sceptic at first. I didn’t know anything about this financial center. But Eli my personal representative assured me by sending the company’s web site along with his info. He explained everything line by line, he spoke in plan terms that I could understand. Thanks Eli for making this process comfortable and stress free.”
Donni H. Washington DC
“I dealt with Christine Moore with regard to the student loan debt reduction and forgiveness program and she made a believer out of me. I was quite skeptical with the entire process but with her patience and follow through not only did she get me locked into the perfect plan but I have referred several other people to her that she helped as well.

She’s a gem of a person, very sincere and giving of her time.”
Rebecca W. PA

“Cameron called me back and took care of the problem…great support”
Gary A. La Vergne, TN
“I am so glad I called AFBC! Everything was done online so there was no overwhelming load of paperwork to sign, and the terms were explained to me so I knew what I was signing up for. The terms are understandable, and I am very glad I called. I am sure you will be too!!”
Alisa O. Roanoke, VA
“It hasn’t been very long but so far things have gone well.”
Debra A. C. Bedford, VA
“Straight from the beginning I have been very pleased with AFBC’s program and staff in completing the loan forgiveness program. They were very helpful and helped answer any question I had. It will be the best decision you’ve ever made and will save you more than you can ever imagine.”
Jessica R. Knoxville, TN
“Before I called Robert I was always worrying and crunching number about how I was going to pay off all my loans and not continue to throw money down a rat hole, like student loans make you do. With Robert and this organizations help I’m basically debt worry free with only small payments per month.”
Adam J. Nashville, TN
“Working with Kattie was fast and easy. My student loan will finally get repaid before I retire and I didn’t have to do anything but sign my name a few times!”
Stephanie De Soto, MO
“Before calling AFBC, I was feeling as if there was no where to turn or no one to talk to. knowing I was soon to have my wages taken, i called and talked to Christine. Just hearing her kind voice and sincere tone, put me at ease. she explained in detail what AFBC could help me with. I would recommend AFBC to anyone and everyone. I can’t thank them enough.”
Kim S. Frankfort, KY
“I am so grateful I took the oppurtunity to pick u the phone and call. If I have any questions at all Robert has a direct line and answers your calls in a timely manner. He works with your work schedule and called when you are available even with time zone differences, Call today it is a wonderful program.”
Jacqueline R. Farmington, NM
“This program is what I need, being a single mother of 4, I can always use this kind of help. Thanks your everything”
Angelina C. Santa Fe, NM
“My representative was very professional and articulate when I spoke to him on the phone. I ended the conversation with 100% clarity as to what I needed to and what your company was responsible for. I felt confident he could get the job done quickly and professionally!”
Rebecca P. Hyde Park, NY
I got ahold of my representative at AFBC about a month ago and was astonished at the program he was able to get me into. It will not only save my family about $200/month but I can now see a light at the end of the tunnel and believe now that I can and will pay off my student loan debt that has been following me for so many years. Thank you so much, it is such a relief to have this debt under control.
Connie G. Lovelock, NV

Alayna was very generous and helpful with her service. She is very patient and is caring as well. I would definitely recommend her service to anyone who I know needs to consolidate his or her federal student loan(s). A+ service!!!
Nhu San Jose, CA

He provided me with the best service possible. Can’t wait to share the news!! Glad I found your company!!
Eric Z. Roswell, NM

I was giving over half of my monthly income to student loans until I heard about AFBC. I just recently enrolled in the program and already I am saving close to $1,000/month. I couldn’t be happier to have this extra money and finally feel a little financial freedom.
Emily Louisville, KY

He did an amazing job explaining everything. He not only tolerated me, but encouraged me as I research everything that he talked about because it sounded just a bit too good to be true.
Caitlin Virginia Beach, VA

My representative has been awesome so far in helping me get started with the program. He was very clear in explaining what would happen, and made me feel at ease about the organization.
Josephine M. Alexandria, VA

The folks at American Financial Benefits Center were easy to work with and were very helpful at every step of the process. The people are friendly and my case was handled efficiently and professionally. I would recommend contacting AFBC to see if you can reduce your student loan payments.
Mark Los Angeles, CA

I was very impressed with Christine’s courteous professionalism and her willingness to exert every effort to insure my satisfaction during the application for student loan forgiveness.
Geri F. Pearland, TX

The process was easy and Megan was very helpful. We saved tons of money and I would definitely recommend AFBC to everyone.
Chris C. Denton, TX

This one call changed everything, I was not criticized for life happening, no negative comments, Robert and everyone i had contact with made it so easy. I have a payment plan and its affordable. If you are having problems with student/ parent loans please take the time to make one more call . It will change your financial life, it did ours. Kudos to those that really want to help!!!
Vicki S. Independence, KY

Very helpful. Answered all my questions.
Bradley G. Searcy, AR

We have had nothing but good communication with AFBC. For 14 years we have struggled with student loan debt and finally have a company who has given us hope. We appreciate all that AFBC has done for us and would highly recommend them.
Leesa and Lance L. Hobbs, NM

When I called Christine Moore answered the call and she was very helpful through the whole experience of explaining the process and getting me signed up. Whenever I have questions she is there to answer them. I am not very impressed with the verification team but Christine helped through that process as well turning a bad verification experience into a better one.
Richard B. Irving, TX

My agent did a wonderful job in explaining the benefits of working with this company. I now have high hopes of getting out of student loans debt sooner than ever imagined.
LaQueisha M. Magnolia, AR

I am new to AFBC and am excited about receiving help with my Student Loans. My rep and his supporting staff have been very helpful and informational through this process and have encouraged me to seek help with this financial burden. I am thankful for their support and look forward with anticipation.
Cindy L. Huntsville

Robert Hamilton from AFBC has been the most professional and reassuring asset that your company could possibly be so fortunate to have. This process has been so smooth and continues to impress me how helpful he is. Please ensure that this is passed along to him.
Michelle H. Alexander, AR

Minimize Your Student Debt!

Are you looking for help with your student loan debt? Please fill out the form below to have one of our counselors contact you.

If you are an existing client of AFBC, contact us at: Ph. 1-800-488-1490 or [email protected]
Monday - Saturday 8am - 5pm PST

Estimated Federal Loan Balance:

Please fill out the following to confirm prior to submission:

AFBC Client Testimonials

My student loan debt was so high that I never imagined that I could get the payment amount decreased and eventually forgiven. So very thankful I made this call and Kattie explained it all so well.  Thank you Kattie and AFBC, I can finally see light …

Pam H., Tuscaloosa, AL